| Consider this scenario. You are injured at work in | | | | of these benefits is 70 percent of your gross |
| New Jersey and the doctor advises that you will | | | | weekly wage at the time of the injury. Benefits |
| be unable to return to work for four weeks. How | | | | will be paid back to the date of your injury, once |
| are you going to pay your regular and medical bills | | | | you meet the seven seven day requirement. You |
| if you cannot work? The good news is, since you | | | | are entitled to these benefits until the doctor |
| were injured in the course of your work, New | | | | releases you to return to work, you reach the |
| Jersey law provides benefits to you under | | | | maximum medical improvement the doctor |
| workers compensation. All employers in New | | | | expects, or 400 weeks run out, whichever |
| Jersey must provide workers compensation | | | | happens first. |
| benefits to their employees. | | | | Permanent partial disability payment rates |
| Medical claim payment rates | | | | Some work injuries cause permanent disability. In |
| The rate of payment for medical expenses | | | | these cases, the state pays a scheduled or |
| related to your work injury is 100 percent paid by | | | | non-scheduled benefit based on the body part |
| your employer or your employer's insurance | | | | that is disabled. The benefit is also based on the |
| company. No deductibles and no co-payments are | | | | percent of disability of the body part. For |
| involved. Just be sure you report any injury to | | | | example, if a doctor determines your right index |
| your employer and when you see a doctor, | | | | finger is 75 percent disabled, and will not improve, |
| inform the doctor your injury happened at work. | | | | a benefit for permanent partial disability is payable. |
| Your employer, by law, may tell you which doctor | | | | Permanent total disability or fatality |
| to see. Be sure you see the company doctor, so | | | | In rare cases, work accidents cause injuries that |
| there is no question about coverage. | | | | may totally disable or result in fatality. In these |
| Temporary total disability payment rates | | | | instances, there are benefits available to help |
| When you are injured at work and are unable to | | | | support the totally disabled individual with on-going |
| work for more than seven days in a row, | | | | medical expense and income. In the case of a |
| including holidays and weekends, you are entitled | | | | fatality, there are benefits for dependents and for |
| to temporary total disability payments. The rate | | | | funeral expenses. |
