| In Georgia, when you are interested in buying a | | | | the balance of the car off if it is totaled in an |
| pre-owned used car arm yourself with the facts | | | | accident. The dealership may offer you at least a |
| before you make your purchase. You would not | | | | thirty day warranty and you should ask for that |
| enter into a game without knowing the rules of | | | | or more if possible. |
| play. You should not enter into the buying arena | | | | Interest Rate Information for GA residents |
| until you are armed with the rules of play either. | | | | Your interest rate varies according to the time |
| You need to be fully aware of the costs involved, | | | | length of your loan and of course your credit |
| types of vehicles, and the extras that could get | | | | score. You should make sure that you have done |
| added on to your loan. | | | | a credit report before you go to buy a vehicle |
| Most consumers assume that if they buy a good | | | | and know your credit score. Some dealerships |
| used vehicle for $5,000 that tax and title fee will | | | | actually have contracts with certain financial |
| be added and the deal is done. This is not as | | | | institutions that they get a commission for |
| today as dealerships have found ways to tack on | | | | financing through them. The financial institution |
| other items that will cost you more money. Let | | | | may only finance at a very high interest rate. |
| us take a look at the extras that you may or | | | | Make sure that you are not being caught up in |
| may not need but should be made aware of | | | | this scenario. |
| before you agree to let the dealership add them | | | | Other Add on Expenses |
| in on your purchase price. | | | | When you are buying your vehicle from a |
| Warranty Tips for Georgia Residents | | | | dealership ask about any added charges to make |
| When a vehicle is over two years old then an | | | | sure that they are not adding on other charges |
| extended warranty maybe necessary to help you | | | | for incidental things that have no meaning in order |
| cover a major expense. You may find that you | | | | to get more money for the vehicle. Also make |
| prefer to pay a little each month to protect you | | | | sure that you are not being over charged on tax |
| from a major repair that could cost you | | | | and title fees. Then finally of course if you are |
| thousands of dollars. When a vehicle is over two | | | | using a trade-in make sure that the value of the |
| years old then you do not need Gap Insurance | | | | trade-in is not being eaten up by all the extra |
| for this is basically for newer vehicles to help pay | | | | fees that you may be getting charged. |
