| Why file Chapter 7? Why not file Chapter 13? | | | | money on - by hiring a cheaper lawyer - but in |
| There are benefits for each, especially if you're in | | | | order to have success, you need talent, |
| trouble financially. Perhaps the most important | | | | experience, and time from your lawyer. |
| decision you make will not be between forms of | | | | Why file Chapter 7 in Georgia? |
| bankruptcy, but who you choose to help you. This | | | | Chapter 7 has many advantages, especially in the |
| guide shows you how to hire and work with a | | | | state of Georgia where the economy is only |
| Georgia Chapter 7 bankruptcy lawyer. | | | | starting to get back on track after thousands of |
| Who can help? | | | | job losses, foreclosures, credit card debt rates, |
| You need a lawyer. While some get a bad | | | | and medical debt. If you have little to no income |
| reputation for gouging clients, there are many | | | | coming in, and thousands if not tens of thousands |
| respected, reputable, and honest lawyers who can | | | | in debt, you can discharge this debt fairly simply. |
| help you. | | | | The main reasons to file Chapter 7 are credit, |
| Why hire a lawyer? | | | | medical, and mortgage debts. |
| A Georgia bankruptcy lawyer is essential in filing | | | | Why not Chapter 13? |
| for either Chapter 7 or Chapter 13. Consider how | | | | For Georgia home owners, working with a |
| much time and money you'll save by filing Chapter | | | | bankruptcy lawyer may instead be filing for |
| 7, subtract that from the price of filing and | | | | Chapter 13. Chapter 13 is also beneficial, and your |
| lawyer fees, and you'll see how good a deal this is. | | | | lawyer may advise it. In some cases where you |
| A lawyer can work with you to discharge the | | | | make too much money, you have to file this |
| most debt, protect your assets, advise you on | | | | way. In others, you can save your home from |
| any problems you might have, and stop creditor | | | | foreclosure. |
| harassment. | | | | Closing Thoughts |
| How much will it all cost? | | | | A professional Georgia bankruptcy lawyer helps |
| Typically Georgia bankruptcy lawyers charge a | | | | you before, during, and after a bankruptcy. You |
| flat rate for the estimated time, especially in | | | | can save a lot of time and money by hiring an |
| Chapter 7. This process is relatively fast. You | | | | experienced one from the start. Be clear on your |
| might pay $1,000 to $2,000 for an experienced | | | | needs, consult with more than one lawyer before |
| lawyer. It may sound like something you can save | | | | hiring, and find one who fits your budget. |
