| Saving on Georgia Homeowners Insurance | | | | insurance company pays for a claim. The higher |
| Learning how to save on your homeowners | | | | you set your deductible, the more money you |
| insurance can be difficult. If the right agent in | | | | can save off the premium. Currently insurance |
| your area knows your situation you will most | | | | companies recommend a minimum deductible of |
| likely find easy ways to save on your policy. | | | | $500. Ask your agent how much you would save |
| Home Security: Many insurance companies will | | | | if you went with a $1000 deductible. A |
| give a discount for smoke detectors, burglar | | | | deductible is the portion of any claim that is not |
| alarms and dead-bolt locks. Some companies will | | | | covered by an insurance provider. |
| also give a discount for sprinkler systems. | | | | Rebuilding Costs: Many times people think they |
| Good Credit Helps: Insurance companies are | | | | need to insure their house for the amount the |
| using credit scoring more and more to determine | | | | amount purchased. This is not the case. If your |
| premium on homeowners insurance. | | | | house were to completely burn down, you would |
| Multi-Policy Discount: Consider purchasing auto | | | | still have the land. Your agent will be able to help |
| and homeowners insurance from the same | | | | you calculate replacement cost of the house. |
| company as most companies will give a multi-line | | | | Understanding Credit: Did you know that most |
| discount. | | | | insurance companies today will run your credit |
| Private Insurance: If you live in a high-risk area | | | | report when calculating your premium for |
| and have been buying your insurance through a | | | | homeowners insurance? That's why it's so |
| government plan, you should check with an | | | | important to understand your credit score and |
| insurance agent. You may find that there are | | | | how to improve it. |
| steps you can take to buy insurance at a lower | | | | Search for homeowners insurance agents in |
| price in the private market. | | | | Georgia by your zip code for a free rate quote |
| Increase Your Deductible: A deductible is the | | | | on your homeowners insurance today. |
| amount of money you pay on a loss before your | | | | |
