| A home owner insurance feature becoming widely | | | | replacement cost coverage deals with the ample |
| popular among Georgia home owners is | | | | time frame in which your Georgia home owner |
| replacement cost coverage. You may want to | | | | insurance company wants the repairs and |
| research this feature before you start shopping | | | | replacements completed. They usually determine |
| for your Georgia home owner insurance quote. | | | | this amount of time to be 180 days. |
| What is replacement cost coverage? | | | | All home owner insurance policies carry their own |
| Simply put, with a home owner insurance policy, | | | | fine print, as do all home owner insurance |
| replacement cost coverage will cover the entire | | | | companies. It is always wise to read the fine print |
| cost of repairing and replacing your home and | | | | - thoroughly - and ask your home owner |
| property, as long as the materials you use are | | | | insurance agent to explain any details you are not |
| the same, or similar, as those in your home | | | | sure you understand. |
| before the damage. In other words, if your | | | | So, if I have replacement cost coverage, I can |
| kitchen flooring was linoleum, your replacement | | | | replace and repair my home at no cost to me? |
| cost coverage most likely will not pay to have | | | | Almost. You have been paying your Georgia |
| hardwood floor installed in your kitchen. | | | | home owner insurance policy premiums, after all, |
| If you are confused about a certain material, ask | | | | right? Plus, you will have to pay your insurance |
| your home owner insurance agent for help | | | | policy deductible before the replacement cost |
| determining if it is a material similar enough to | | | | feature takes effect - a small amount of money |
| your old material for your replacement cost | | | | when compared to what your Georgia home |
| coverage to pay for it. | | | | owner insurance company is going to fork out to |
| Is there any fine print I should worry about? | | | | replace and repair your home. |
| The kind of details you are likely to find with | | | | |
