| It is required by law that all Georgia state | | | | car, however, because coverage does not |
| automobile owners must have auto insurance. In | | | | typically exceed the value of the vehicle. |
| 2003 a policy was enacted that gave the Georgia | | | | Comprehensive insurance will protect the vehicle |
| state police an insurance database which feeds | | | | from damages not resulting from collision, such as |
| from the Department of Motor Vehicle Safety. | | | | theft, flood, fire, animal damages, etc. |
| This database pinpoints vehicles with expired or | | | | Though it is not required, uninsured motorist |
| no insurance. Though the presence of an | | | | coverage gives auto owners extra security by |
| insurance card is still important in case of collision, | | | | protecting the owner against charges from |
| it can not be used as 'proof' of valid insurance. | | | | damages to car and passengers caused by |
| As Georgians scrambled for insurance, they had | | | | uninsured drivers. If one can afford uninsured |
| to keep one thing in mind: minimum liability limits. | | | | motorist coverage, it will certainly lessen the |
| Georgians need a minimum of: | | | | frustration in the unlucky event of such a collision. |
| $25,000 per person body injury, | | | | Affordability of insurance can depend on driving |
| $50,000 per occurrence,and $25,000 property | | | | record, age, and type of car, and type of |
| damage per occurrence. | | | | insurance. With so many factors to consider, it |
| The required insurance will cover accidents in | | | | makes sense to compare quotes online. New car |
| which the holder is at fault. Georgia functions on a | | | | owners in Georgia only have about 20 days to |
| controversial Tort system. This means that when | | | | obtain insurance for their vehicle. With limits like |
| an auto accident occurs, one party must be found | | | | these, car owners must act fast in order to |
| at fault. The party at fault will pay for all damages | | | | receive the most coverage for the least amount |
| through their insurance. The presence of the Tort | | | | of money. Obtaining car insurance can be a costly |
| system will vary depending on the state. | | | | and complex matter. Technology has made it |
| Collision insurance covers the physical damage of | | | | possible to review and verify one's car insurance |
| the owner's car. Collision insurance is not required | | | | online. And thankfully, the web can offer cheap |
| by Georgia law, but it is mandated by most | | | | insurance quotes and consumers can research |
| leasing and lending companies. Consumers maybe | | | | reviews and compare ratings of companies |
| not see fit to buy collision insurance for an older | | | | before making any commitments. |
